Retiring in 1926: $1M grew to $35M on a 3.5% withdrawal
Retiring in 1926 with $1M and a 3.5% inflation-adjusted withdrawal, the portfolio grew to $35M after 50 years. Its worst year was 1931, when the S&P 500 lost 43.1% including dividends.
Portfolio Value: Started in 1926
100% S&P 500
100% bonds (Trinity study mix)
Major market event
Starting: $1,000,000
·
Withdrawal: 3.5%