Retiring in 1927: $1M grew to $38.2M on a 3% withdrawal

Retiring in 1927 with $1M and a 3% inflation-adjusted withdrawal, the portfolio grew to $38.2M after 50 years. Its worst year was 1931, when the S&P 500 lost 43.1% including dividends. Retiring in 1927 meant riding the Roaring Twenties boom straight into the 1929 crash and the Great Depression.