Retiring in 1930: $1M grew to $5.6M on a 3.5% withdrawal

Retiring in 1930 with $1M and a 3.5% inflation-adjusted withdrawal, the portfolio grew to $5.6M after 50 years. Its worst year was 1931, when the S&P 500 lost 43.1% including dividends. A 1930 retiree started just after the crash and then lived through the deepest part of the Great Depression, as stocks kept falling until mid-1932.