Retiring in 1931: $2M grew to $28.2M on a 4% withdrawal

Retiring in 1931 with $2M and a 4% inflation-adjusted withdrawal, the portfolio grew to $28.2M after 50 years. Its worst year was 1931, when the S&P 500 lost 43.1% including dividends. 1931 brought bank failures across the U.S. and Europe and Britain's exit from the gold standard as the Depression deepened.