Retiring in 1939: $1M grew to $78.6M on a 3.5% withdrawal
Retiring in 1939 with $1M and a 3.5% inflation-adjusted withdrawal, the portfolio grew to $78.6M after 50 years. Its worst year was 1974, when the S&P 500 lost 20.7% including dividends.
Portfolio Value: Started in 1939
100% S&P 500
100% bonds (Trinity study mix)
Major market event
Starting: $1,000,000
·
Withdrawal: 3.5%