Retiring in 1950: $1M grew to $305.5M on a 4% withdrawal
Retiring in 1950 with $1M and a 4% inflation-adjusted withdrawal, the portfolio grew to $305.5M after 50 years. Its worst year was 1974, when the S&P 500 lost 20.7% including dividends.
Portfolio Value: Started in 1950
100% S&P 500
50/50 stocks/bonds (Trinity study mix)
Major market event
Starting: $1,000,000
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Withdrawal: 4.0%