Retiring in 1951: $1M grew to $218.1M on a 3.5% withdrawal
Retiring in 1951 with $1M and a 3.5% inflation-adjusted withdrawal, the portfolio grew to $218.1M after 50 years. Its worst year was 1974, when the S&P 500 lost 20.7% including dividends.
Portfolio Value: Started in 1951
100% S&P 500
25/75 stocks/bonds (Trinity study mix)
Major market event
Starting: $1,000,000
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Withdrawal: 3.5%