Retiring in 1957: $1M grew to $52.7M on a 3.5% withdrawal
Retiring in 1957 with $1M and a 3.5% inflation-adjusted withdrawal, the portfolio grew to $52.7M after 50 years. Its worst year was 1974, when the S&P 500 lost 20.7% including dividends.
Portfolio Value: Started in 1957
100% S&P 500
100% bonds (Trinity study mix)
Major market event
Starting: $1,000,000
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Withdrawal: 3.5%