Retiring in 1962: $1M grew to $14.3M on a 3.5% withdrawal
Retiring in 1962 with $1M and a 3.5% inflation-adjusted withdrawal, the portfolio grew to $14.3M after 50 years. Its worst year was 2008, when the S&P 500 lost 35.2% including dividends.
Portfolio Value: Started in 1962
100% S&P 500
100% bonds (Trinity study mix)
Major market event
Starting: $1,000,000
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Withdrawal: 3.5%