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Retiring in 1972: $1M grew to $26.4M on a 3.5% withdrawal

Retiring in 1972 with $1M and a 3.5% inflation-adjusted withdrawal, the portfolio grew to $26.4M after 50 years. Its worst year was 2008, when the S&P 500 lost 35.2% including dividends.

Portfolio Value: Started in 1972

100% S&P 500
100% bonds (Trinity study mix)
Major market event
Starting: $1,000,000 · Withdrawal: 3.5%