Retiring in 1976: $1M grew to $114.7M on a 3.5% withdrawal

Retiring in 1976 with $1M and a 3.5% inflation-adjusted withdrawal, the portfolio grew to $114.7M after 50 years. Its worst year was 2008, when the S&P 500 lost 35.2% including dividends. A 1976 retiree started after the 1973-74 crash, with stocks cheap, and went on to ride the long bull market that began in 1982.