Retiring in 1983: $1M grew to $71.8M on a 4% withdrawal
Retiring in 1983 with $1M and a 4% inflation-adjusted withdrawal, the portfolio was worth $71.8M after 43 years, as of the latest data. Its worst year was 2008, when the S&P 500 lost 35.2% including dividends.
Portfolio Value: Started in 1983
100% S&P 500
25/75 stocks/bonds (Trinity study mix)
Major market event
Starting: $1,000,000
·
Withdrawal: 4.0%