Retiring in 1991: $1M grew to $27.3M on a 3% withdrawal
Retiring in 1991 with $1M and a 3% inflation-adjusted withdrawal, the portfolio was worth $27.3M after 35 years, as of the latest data. Its worst year was 2008, when the S&P 500 lost 35.2% including dividends.
Portfolio Value: Started in 1991
100% S&P 500
100% bonds (Trinity study mix)
Major market event
Starting: $1,000,000
·
Withdrawal: 3.0%