Retiring in 2000: $1M grew to $2.2M on a 3% withdrawal

Retiring in 2000 with $1M and a 3% inflation-adjusted withdrawal, the portfolio was worth $2.2M after 26 years, as of the latest data. Its worst year was 2008, when the S&P 500 lost 35.2% including dividends. 2000 retirees started at the peak of the dot-com bubble and then sat through two bear markets, a 49% drop by 2002 and a 57% drop in 2007-09.