Retiring in 2001: $2M grew to $2.7M on a 4% withdrawal

Retiring in 2001 with $2M and a 4% inflation-adjusted withdrawal, the portfolio was worth $2.7M after 25 years, as of the latest data. Its worst year was 2008, when the S&P 500 lost 35.2% including dividends. A 2001 retiree faced the dot-com bust, the 9/11 attacks, and a recession in the first year alone.