Retiring in 2007: $1M grew to $4M on a 3% withdrawal

Retiring in 2007 with $1M and a 3% inflation-adjusted withdrawal, the portfolio was worth $4M after 19 years, as of the latest data. Its worst year was 2008, when the S&P 500 lost 35.2% including dividends. A 2007 retiree started in the year the market peaked, just before the global financial crisis.