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Retiring in 2014: $1M grew to $3.2M on a 4% withdrawal

Retiring in 2014 with $1M and a 4% inflation-adjusted withdrawal, the portfolio was worth $3.2M after 12 years, as of the latest data. Its worst year was 2022, when the S&P 500 lost 11.9% including dividends.

Portfolio Value: Started in 2014

100% S&P 500
75/25 stocks/bonds (Trinity study mix)
Major market event
Starting: $1,000,000 · Withdrawal: 4.0%