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Retiring in 2015: $1M grew to $3.2M on a 3% withdrawal

Retiring in 2015 with $1M and a 3% inflation-adjusted withdrawal, the portfolio was worth $3.2M after 11 years, as of the latest data. Its worst year was 2022, when the S&P 500 lost 11.9% including dividends.

Portfolio Value: Started in 2015

100% S&P 500
25/75 stocks/bonds (Trinity study mix)
Major market event
Starting: $1,000,000 · Withdrawal: 3.0%