Retiring in 2017: $1M grew to $2.6M on a 4% withdrawal
Retiring in 2017 with $1M and a 4% inflation-adjusted withdrawal, the portfolio was worth $2.6M after 9 years, as of the latest data. Its worst year was 2022, when the S&P 500 lost 11.9% including dividends.
Portfolio Value: Started in 2017
100% S&P 500
100% bonds (Trinity study mix)
Major market event
Starting: $1,000,000
·
Withdrawal: 4.0%