Calculator

Retiring in 2017: $2M grew to $5.3M on a 4% withdrawal

Retiring in 2017 with $2M and a 4% inflation-adjusted withdrawal, the portfolio was worth $5.3M after 9 years, as of the latest data. Its worst year was 2022, when the S&P 500 lost 11.9% including dividends.

Portfolio Value: Started in 2017

100% S&P 500
25/75 stocks/bonds (Trinity study mix)
Major market event
Starting: $2,000,000 · Withdrawal: 4.0%