Retiring in 2019: $2M grew to $4.7M on a 4% withdrawal
Retiring in 2019 with $2M and a 4% inflation-adjusted withdrawal, the portfolio was worth $4.7M after 7 years, as of the latest data. Its worst year was 2022, when the S&P 500 lost 11.9% including dividends.
Portfolio Value: Started in 2019
100% S&P 500
50/50 stocks/bonds (Trinity study mix)
Major market event
Starting: $2,000,000
·
Withdrawal: 4.0%