Retiring in 2023: $1M grew to $1.7M on a 3% withdrawal
Retiring in 2023 with $1M and a 3% inflation-adjusted withdrawal, the portfolio was worth $1.7M after 3 years, as of the latest data. The S&P 500 never had a losing year over that span.
Portfolio Value: Started in 2023
100% S&P 500
25/75 stocks/bonds (Trinity study mix)
Major market event
Starting: $1,000,000
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Withdrawal: 3.0%